Basic short-term health insurance or temporary health insurance is a specialized insurance tool available to most people who are in between permanent health insurance plans and have temporary health insurance needs. Offers flexible and affordable insurance coverage for most injuries and illnesses. The benefits covered include costs for medical services, surgery, outpatient, and inpatient care.
Basic short-term health insurance is usually intended for unemployed people who are waiting for group insurance to start, university graduates who no longer qualify as family dependents, and who are waiting for approval to take out insurance.
Basic short-term insurance gives people the freedom to choose a doctor or hospital. Convenient payment options are a further special feature. However, the plan also does not cover pre-existing conditions.
The important thing to remember when considering this type of insurance plan is that it should not be used as an alternative to standard long-term health insurance. After the limited insurance period ends, the insured may or may not take out additional health insurance, depending on his health condition.
The main advantage of this policy is its flexibility, as you can choose how long you want to be insured. The amount of premium to be paid also depends on how long you need insurance coverage. The shorter the period, the less you will pay for this policy.
Many insurance companies offer high-quality, term health insurance plans for one to six months deductible. Premiums are based on some factors such as deductible options, number of persons insured, length of insurance, age, gender, and place of residence.